ABOUT US

If you need to check all liens, mortgages, judgments on the property from last property purchase to current date - Current Owner search is what you need. Current Owner Title Search is ideal for foreclosure auctions, pre-tax auctions, short sales, by-owner transactions, refinance, checking for clear title. You will receive a Title Report on all outstanding mortgages, liens and judgments recorded against the property and current owner(s)

1. Current owner search involves searching for the details of the present title holder of the subject property and the latest deed with consideration.
2. Search done by searching from the current date backward.
3. Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured. 

This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.

 A Full Search is a search that provides the current vesting deed and all deeds leading back 60 years or to a developer. Also included are copies of any open mortgages and assignments against any owners who have had ownership of the property in the past 60 years, any judgments and liens against those same owners, and also tax assessment and current tax information including any delinquencies. 

1. Detailed full Title search on Current and Previous owners. 
2. The search should include all names in the chain of title and should report liens and judgments for all     owners, current and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable for the state.
3.  In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the search must be reported as exceptions, unless properly disposed of.
4.  Includes searches related to property lien, easements, CC&Rs, i.e., covenants, conditions and restrictions, agreements, and resolutions and ordinances that affect real property. 
5. Full historical searches up to 60 years or per state statute.  
   

 This report reflects a search of the public records including the tax year, method of payment (annually or on an installment plan), tax identification number (and parcel identification number if different), date of payment, amount due if not paid, prior years taxes due, assessed value of the land and building, and property tax exemptions (if any). This report does not include any copies.